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You could be eligible for an FHA loan with a credit score requirement lower than many other loan types, along with the advantage of a minimum down payment of just 3.5%.
Opting for a 30-year mortgage with a consistent fixed rate results in more affordable monthly payments compared to shorter-term loans.
“You can significantly reduce interest expenses by choosing a 15-year mortgage term, as it enables quicker loan payoff through shorter monthly payments.”
Eligible veterans, active-duty service members, and their spouses can secure financing for up to 100% of their loan amount and reduce closing costs.
When you require a substantial loan, ranging from $726,200 to $2,095,200, you can benefit from lower interest rates. Non-Conforming Loan Limits Click here.
Already have an FHA loan and seeking a lower interest rate? Benefit from the simplicity of an FHA Streamline refinance with fewer requirements and documentation.
